- Officers, trustees, directors and members are included as insureds while acting on behalf of the organization.
- Coverage for spoilage resulting from loss of utilities or mechanical breakdown.
- Liability coverage for non-owned and hired automobiles.
- Increased protection that covers medical expenses if a person is injured while donating labor.
- Tenant legal liability protecting you against claims if a building you rent/lease is damaged by a covered loss.
- Coverage for property of others in your care, custody or control, not covered by other insurance
- Computers & Software at a basic limit of $2,000, including the cost to reconstruct data
- Automatic Renewal Credit starting with your first Franklin Mutual renewal
- Systems Breakdown Coverage
And there is more ... you can customize!
With the FMI House of Worship Program,
you're not forced to settle for a rigid, prepackaged policy. Coverage is tailored to your individual situation. You can also select from a wide range of deductibles and pay your premium in installments. Consider these options available with FMI's House of Worship program.
- Excess Medical Payments for Athletic Activities and/or Day Nursery
- Pastoral Counseling Liability
- Lay Counseling Liability
- Directors & Officers Liability
- Sewer/Drain Backup Coverage
- Increased Computer Limits
- Dishonesty Coverage
- Scheduled Property Coverage to protect fine arts, painting, statues and other valuable articles
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