Combination Dwelling Program

We offer a unique policy providing both property (including theft) and liability coverages for eligible dwellings and condominiums that are occupied by tenants. 

Combination Dwelling Program

To learn more about this coverage, please locate an agent in your area who can provide you with a quote and submit the necessary application for our quality coverage.

Property coverage automatically includes any appliances such as stoves, refrigerators, or air conditioners that are provided by you for the tenant's use. If you provide furnishings as well, coverage can be added for that property also.

The policy also automatically provides coverage for other structures on the property, such as a garage. 

Rental income is also covered when resulting from a covered loss.

In addition, the same policy may provide liability for the tenant-occupied premises, so there is no need to extend your Homeowners, Unit Owners or Tenant/Renters' policy to include the liability of the second location.

Special Coverage Enhancement Endorsement
This endorsement increases limits on jewelry and cash, includes sewer/septic backup and sump pump failure, and provides many additional coverages for you and your home.


 

 
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information only. Actual coverage is subject to the terms, conditions and exclusions stated in the policies. Coverage may be subject to certain limitations
or modifications. Please consult the actual policy forms for complete details on coverages, conditions and exclusions.