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Property coverage automatically includes any appliances such as stoves, refrigerators, or air conditioners that are provided by you for the tenant's use. If you provide furnishings as well, coverage can be added for that property also.
The policy also automatically provides coverage for other structures on the property, such as a garage.
Rental income is also covered when resulting from a covered loss.
In addition,
the same policy may provide liability for the tenant-occupied premises, so there is no need to extend your Homeowners, Unit Owners or Tenant/Renters' policy to include the liability of the second location.
Special Coverage Enhancement Endorsement This endorsement increases limits on jewelry and cash, includes
sewer/septic backup and sump pump failure, and provides many additional coverages for you and your home.
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