Business Owners' Program

What is Businessowners' Coverage? Here are some coverage highlights: 
Business Owners' Program

To learn more about this coverage, please locate an agent in your area who can provide you with a quote and submit the necessary application for our quality coverage.

  • "Open Perils" replacement coverage for your building and its contents.
  • Protection against loss of income for up to one year after an insured loss, which includes extra expenses. Loss of rents may be extended beyond a year by endorsement.
  • Business liability that protects you from claims and lawsuits arising from bodily injury or property damage.
  • Protection that covers medical expenses from an accident in connection with your business.

Why buy a Businessowners Policy from FMI? Take a look at some of the features UNIQUE to our program:

  • Building Code/Law coverage for increased reconstruction expenses due to codes, laws & ordinances.
  • Extended peak season coverage
  • Increased protection for glass
  • Automatic protection for outdoor signs
  • Coverage for spoilage resulting from loss of utilities or mechanical breakdowns
  • Contractual liability
  • Personal Injury and Advertising liability
  • Liability coverage for non-owned automobiles
  • Tenant fire and explosion legal liability
  • Coverage for property of others
  • Systems Breakdown Coverage

And there is more ... you can customize your policy.

Need more protection in certain areas and less in others? You can have it. With our Businessowners Program, you're not forced to settle for a rigid, prepackaged policy. You can select from a wide range of deductibles and pay your premium in installments. Coverage can be tailored to your individual situation. Here are some of the available options:

  • Increased Limits for Building Codes/Laws
  • Sewer/Drain Backup Coverage
  • Replacement Glass Coverage
  • Computer/Software Coverage
  • Increased Limits for Property Off-Premises
  • Interior Glass Breakage Coverage
  • Extended Property Damage Legal Liability
  • Professional Liability for Certain Professions
  • Extended Loss of Rents

"Business Owners Program" (PDF file)
This 8 1/2 x 11 printable version of our brochure illustrates some of the coverage highlights in our Business Owners Program.

TOP OF PAGE
 

 
©2001-08 The Franklin Mutual Insurance Co., All Rights Reserved. Web site: AdvancedGroup.net  DISCLAIMER: This web site provides general
information only. Actual coverage is subject to the terms, conditions and exclusions stated in the policies. Coverage may be subject to certain limitations
or modifications. Please consult the actual policy forms for complete details on coverages, conditions and exclusions.