Business Owners Policies Offered by FMI Franklin Mutual Group Insurance


	What is Businessowners' Coverage? Here are some coverage highlights:

To learn more about this coverage, please locate an agent in your area who can provide you with a quote and submit the necessary application for our quality coverage.

"Open Perils" replacement coverage for your building and its contents.

Protection against loss of income for up to one year after an insured loss, which includes extra expenses. Loss of rents may be extended beyond a year by endorsement.

Business liability that protects you from claims and lawsuits arising from bodily injury or property damage.

Protection that covers medical expenses from an accident in connection with your business.

Why buy a Businessowners Policy from FMI? Take a look at some of the features of our program:

Building Code/Law coverage for increased reconstruction expenses due to codes, laws & ordinances.
Extended peak season coverage
Increased protection for glass
Automatic protection for outdoor signs
Coverage for spoilage resulting from loss of utilities or mechanical breakdowns
Contractual liability
Personal Injury and Advertising liability
Liability coverage for non-owned automobiles
Tenant fire and explosion legal liability
Coverage for property of others
Systems Breakdown Coverage

And there is more ... you can customize your policy.

Need more protection in certain areas and less in others? You can have it. With our Businessowners Program, you're not forced to settle for a rigid, prepackaged policy. You can select from a wide range of deductibles and pay your premium in installments. Coverage can be tailored to your individual situation. Here are some of the available options:

Increased Limits for Building Codes/Laws
Sewer/Drain Backup Coverage
Replacement Glass Coverage
Computer/Software Coverage
Increased Limits for Property Off-Premises
Interior Glass Breakage Coverage
Extended Property Damage Legal Liability
Professional Liability for Certain Professions
Extended Loss of Rents
Employee Benefits Liability Coverage
Food Contamination Shutdown Coverage
Condominium Directors and Officers Liability Coverage

Business Enhancement Endorsement - This endorsement increases limits on computers, signs, accounts receivables, valuable papers, employee dishonesty, building glass, fire legal liability, and also provides many additional coverages for your business.

"Business Owners Program" (PDF file)
This 8 1/2 x 11 printable version of our brochure illustrates some of the coverage highlights in our Business Owners Program.

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	©2001-09 The Franklin Mutual Insurance Co., All Rights Reserved. DISCLAIMER: This web site provides general information only. Actual coverage is subject to the terms, conditions and exclusions stated in the policies. Coverage may be subject to certain limitations or modifications. Please consult the actual policy forms for complete details on coverages, conditions and exclusions.